New Year's resolutions offer the promise of a thinner, nonsmoking, debt-free, more organized you. But when it comes to enacting change, our pledges are often as meaningful as Tiger Woods' wedding vows. That's because resolutions require action plans - without them, they're nothing more than wishes. There it is in a nutshell: Resolutions take work.
For a little motivation on your vow for a fresh start, this article offers suggestions from a few experts who make a living at helping others meet - or exceed - expectations.